"This is actually not a question of whether I am willing to do it, Xiaoxiao. It's not that I haven't thought about doing it. In fact, I also want to. I actually agree with your concept, and I am still confident about this. Now I finally understand why. The demand in this industry is so huge, but business is only done in wet markets and supermarkets? The advantage of wet markets is that they are cheap and convenient to buy things, but the disadvantage is that the environment is poor, while the supermarket has a better environment, but the price ratio Supermarkets are more expensive and not very convenient. But obviously opening a store can actually achieve a situation of cheap prices, good environment and convenience. In this case, according to market demand, it should be the most competitive in the market. , but why are there so few so-called fresh food supermarkets on the market, and not many people make money? The reason is that they have ignored the biggest problem, which is scale. The scale of the fresh food supermarkets we have seen There are very few, and most of them only sell vegetables and fruits. I also learned from them, and I only sold vegetables and fruits at the beginning. But the result? The result is that the needs of customers are not considered at all, and the needs of the provided products are not considered at all. It is not comprehensive and cannot meet the needs of customers, which has become the biggest shortcoming. This is why there are no fresh food supermarkets on the market or there are not many fresh food supermarkets. As long as these conditions are met, the quality of the products is guaranteed. and service quality, success is inevitable, and I am very confident about this." Fang Zhiqiang said with confidence.
"Then why don't you just give it a try? You have no confidence." Li Xiaoxiao asked back.
"How can it be so easy to say big things? I have said it before, including the size of my store now. It is still too small and cannot actually meet the needs. If I want to open another store, it must be of at least a large scale. It is 150 to 200 square meters in size, and to open a store like this, a conservative estimate is that the funds will be at least 700,000, and if it is sufficient, it will be 800,000. 800,000, where can I find 800,000? One hundred thousand? And there are certain requirements for the location, which must be in a concentrated area of accommodation. I don’t have so much money, so any ideas I have are just fantasy. But thank you, at least you make me sober. I learned a little more and got to know myself better." Fang Zhiqiang said with a smile.
"Qiangzi, there is really nothing you can do about it. As long as you want, I can..."
"You can lend me money, right? Xiaoxiao, I know. You mean well, but if I am pursuing my dream, and I always rely on your help to pursue my dream, then what is the point of pursuing this dream? Then I will lose the pursuit of my dream. The value of my life. What is the purpose of pursuing my dream? It is to reflect the value of my own life. If it all depends on your help, then...how can the value of my life be reflected? It doesn't matter. I want to understand after listening to your words. I have learned something, I will go back and think about it carefully, I think I will find a way." Fang Zhiqiang shook his head.
Li Xiaoxiao was stunned for a moment, but then said: "No, Qiangzi, I didn't say that I lent you money. To tell you the truth, I really don't have any money to lend to you, because I am too embarrassed to keep it." They all ask my dad for money. Now I have to support myself with my own salary. Although my salary is not low, but I haven’t paid my salary, I can’t give you 800,000, but I can help you in the middle. Just a small favor. I have met with several big leaders of banks in the past few days. My dad specially brought me to meet them. You know, you can’t do business without a bank, so I have met with several of them in the past few days. They are all big leaders of the bank. They have a good relationship with my dad. The bank and the company are actually interdependent, so they give me some face. I'm thinking about you again. If you want, I can help you get a loan from the bank."
"Loan?"
"Yes, a loan. This is actually not difficult. Find this kind of loan. It is very easy for a leader at the level to help you get a loan of one million. Of course, you are an individual, so you definitely need collateral, right? You mortgaged your car, and then, I am the guarantor. If you want to buy a house, I will be your guarantor. The liability is joint and several. I will pledge my house to the bank as well. I don’t know if the rules will work or not, but I think I should go to a big leader of this level. The problem is not big, one million is really a small amount for them. Then you can get a loan of one million from the bank, and you can open a store with this loan, just like what Wang Yaxin said, in others Before you follow the trend, you quickly occupy the market. When you make money, you can repay all the bank loans. Then you can redeem my house and your car from the bank, right. Wrong? What do you think? I have only learned these things in the past few days. I finally understand that in fact, whoever does big business uses their own money. They all use the country’s money and the bank’s money. This is called capital. Operation, you can do it this way, and national policies also encourage this kind of operation and encourage the development of small and micro enterprises." Li Xiaoxiao talked eloquently.
"I am a small and micro enterprise. I am just a self-employed person. How can I be a small and micro enterprise? But you have been attending a lot of classes during this period and you have learned a lot." Fang Zhiqiang Smiling, he then said: "But this matter is too big, Xiaoxiao, let me go back and think about it, okay? One million is not a small amount, I still owe you more than 3.7 million . So, please let me consider this matter carefully before talking about it.”
“Okay, okay, but I don’t want the 60,000 yuan. If you want to pay it back, just pay me back more than 3.7 million yuan in one go. I'm too lazy to settle accounts with you for tens of thousands of dollars. You gave me tens of thousands of dollars in cash this late at night, but I don't feel at ease myself." Li Xiaoxiao handed the bag back to Fang Zhiqiang.
"That's... okay. It's really not safe to give you cash. I was negligent. Then I'll take it back first. When the time comes,Let’s talk about it later. "Fang Zhiqiang did not insist too much this time. Instead, he took Li Xiaoxiao's bag and put the tens of thousands of dollars inside back into his bag. After opening Li Xiaoxiao's bag, he saw those bags again. Sanitary napkin, this made Fang Zhiqiang embarrassed again. Sure enough, a woman's bag still cannot be opened casually, because no one knows whether there is a sanitary napkin in it. This is an experience Fang Zhiqiang learned after today's incident. < br />