"Yami's shares are indeed high-risk now, but no matter how high the risk is, its own value still exists. Especially now that Yamei and Chengkai have restored their cooperative relationship, and sincerely has begun to inject capital to resume production and development for Yamei, so If this trend continues, the development of Yamei will be very stable and there won't be any big problems." At this point, Fang Zhiqiang couldn't care anymore and could only take Chengkai's name out and talk to people from the securities exchange. He argued rationally, "So Yamei will not go bankrupt, at least in the short term, not within one or two years, and the time we need loans will not exceed this time at most. Even if this is really possible, Naya After the final calculation of Midea's asset evaluation, the price of these shares is still more than tens of millions? So your reason is completely unreasonable."
Fang Zhiqiang has already dealt with people in banks and obtained loans. Having had many experiences, he knew that sometimes loans actually require negotiation and maneuvering to get something that is as reasonable or more as possible, but he has almost never encountered such a situation, but today However, he encountered repeated encounters and was rejected again and again, especially when he, a small Jiajia, had always been successful in terms of loans, but now such a high-value stock was directly rejected, but he had no other way, he had to To get a loan, I can only fight hard.
"Mr. Fang, you are making this judgment from your own perspective, but we have our own evaluation system, professional review, and various regulations." The other party still He smiled politely and apologetically, and had already started to pack up the documents, which meant that it was almost over.
Fang Zhiqiang was unwilling to give in: "What about the millions? If it really doesn't work, can we borrow a few millions?"
Li Xiaoxiao was already gently pulling him aside. He signaled him not to talk any more and not to do any more useless work. Sure enough, the account manager smiled bitterly and said: "Mr. Fang, it's really not that we can approve this loan if the loan is reduced to a few million. I have made it clear many times just now. The most fundamental premise is We cannot accept such a high-risk asset mortgage, let alone approve a loan. So Mr. Fang, if you really need a loan urgently, I suggest you use other industries as collateral."
When they walked out of the stock exchange, both of them were extremely tired. They had already visited several stores in a row, but were rejected one after another, so they were even more tired.
Fang Zhiqiang still couldn’t accept this situation: “Yami’s stock, no matter how much, is worth more than 2 billion, how come it is worthless and useless when it comes to their mouths? "In their plan, the biggest problem was funding. Li Yonggui's 800 million plus Liu Yunli's 100 million were originally an unexpected surprise, but what they didn't expect was that after the surprise, they were stuck. At such a pass, nextThere are even larger gaps that cannot be filled.
“And the most terrible thing is that so many companies now have the same caliber, and I think other companies should be more or less the same. I am very worried whether our original estimate was too optimistic. , is the plan to use stocks to mortgage loans to absorb stocks simply not feasible?" Li Xiaoxiao was really worried. After all, everything started because of her, and at this point, everyone in him has been dragged down. After investing everything, she is already riding a tiger. If there is no way to absorb loans to obtain more stocks, and it is stuck at less than 25 points, then Zheng Mingjie can use his position on the board of directors to carry out deeper restructuring at any time. Li Xiaoxiao played with Yu applause.
"No. There is no perfect path." Fang Zhiqiang encouraged her, "I think the most likely reason is that these people at the stock exchange deal directly with capital every day. They are all profit-seeking people, and they are also too sensitive to stock prices and risks. The decline of Yamei some time ago has caused a certain psychological impact on them, so rash loans at this time will make them feel No, we are too anxious. If it were for a while, I think it might be different."
Li Xiaoxiao was silent and did not answer. Both of them knew in their hearts that they were in such a hurry. Reason: They simply cannot wait. They have no time and opportunity to wait any longer. The result of waiting will only be Zheng Mingjie’s continuous rise, monopolizing power in Asia and the United States, and the stock price rising again and again, making acquisitions more difficult.
"I think our direction may be wrong. We use stocks as collateral. We instinctively think of the stock exchange, because they are more professional and value stocks more, and they can provide more mortgage loans. Higher. But it happens to be the case, the downturn ahead in Asia and America, yes they made such a judgment. I think we should not go to the exchange, we should go directly to the bank." Fang Zhiqiang said to Li Xiaoxiao.
“But didn’t we also mention it when we were discussing it before? From the bank, my dad had already borrowed a lot of money when he was working on the project. Now, due to project reasons, it has not been completed in time. Pay it off, which will affect further loans in the future." Li Xiaoxiao said with a frown.
"Your father's loan at that time was, after all, in the name of the company. Your current loan is purely a personal loan using personal assets as collateral and has nothing to do with Asia and America. This is why I want to go to the bank. The reason for the loan." Fang Zhiqiang said, "This is also the main reason. We both have connections in banks, and we also have loan channels and negotiation experience. In terms of the stock exchange, we do not have such resources. Even if you have experience and experience, you will suffer losses if you negotiate.”
“Banks also accept stocks as collateral. Although there may be more restrictions in this regard, they will be relatively more standardized. Of course, The process may be more complicated and will delay some time.It takes some time, but it’s better than being rejected and not being able to get the loan. I think we should go directly to the bank next. ”
Li Xiaoxiao nodded. For now, this is the only way. They have visited so many stock exchanges. If they are rejected one after another, their time and energy will be wasted, and their confidence will also be lost. It will be seriously frustrated, so it is better to change the direction first and try to negotiate from the bank.
In fact, what Fang Zhiqiang did not tell Li Xiaoxiao was that he had a vague feeling in his heart about the situation in Yamei. , he has analyzed it thoroughly, and everyone at the stock exchange is more professional than him in this regard, and they will understand it better. To say that he has completely lost confidence in Yamei is very wrong; to say that Zheng Mingjie took over Before, it was understandable that the stock exchange was unwilling to lend money. After all, Yamei was indeed in a mess. But now that Chengkai has intervened, these people are very well-informed and have a clear understanding of the relationship between them. For Yamei Mei's current strength is even better than that of Fang Zhiqiang.